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Robo advisor strategy
by Gerd Kommer

With the digital Gerd Kommer investment strategy via our partner Scalable Capital, invest fully automated, rule-based and cost-effective according to Gerd Kommer's world portfolio concept - starting from just €20.

Save capital investments Risks. The portfolios are managed by Scalable Capital.

Gerd Kommer’s Robo Advisor strategy

With Gerd Kommer's digital investment strategy, invest fully automated, rule-based and cost-effective according to Gerd Kommer's world portfolio concept - starting from just €20.

Save capital investments Risks. The portfolios are managed by Scalable Capital.

The Gerd Kommer Robo Advisor is moving

Switch to Scalable Capital by May 27, 2026

The Gerd Kommer Robo Advisor is moving

Switch to Scalable Capital by May 27, 2026

World portfolio approach

Maximum global diversification through the use of low-cost ETFs on a long-term buy-and-hold basis.

Freedom from conflict of interest

We do not receive commissions from product manufacturers or third parties and do not use any “in-house” products.

GDP country weighting

Consideration of economic performance in the regional weighting in order to reduce cluster risks (e.g. USA).

Science orientation

Our rules-based approach is based on science, not short-term tactical considerations.

Multifactor investing

Use of the factor premiums best proven in science to increase the expected return.

Freedom of prediction

Avoid speculative stock picking and market timing because investing is not gambling and we are not a casino.

Cost minimization

Fair service costs and exclusive use of low-cost ETFs in our customer portfolios.

Tax optimization

Reduction of the tax burden through the “tax present value advantage” of share price gains that can be achieved with buy-and-hold.

transparency

Our investment approach is 100% in the public domain, i.e. h. There is no “black box investing” with us.

World portfolio approach

Maximum global diversification through the use of low-cost ETFs on a long-term buy-and-hold basis.

Freedom from conflict of interest

We do not receive commissions from product manufacturers or third parties and do not use any “in-house” products.

GDP country weighting

Consideration of economic performance in the regional weighting in order to reduce cluster risks (e.g. USA).

Science orientation

Our rules-based approach is based on science, not short-term tactical considerations.
Frequently asked questions

Awards

Two awards for Gerd Kommer Capital from Finanzfluss and Capital magazine.

Highest grade in Capital’s 2021-2024 robo test

Awarded the highest rating of five stars in the Capital Robo-Advisor test four years in a row.

Award in the robo comparison from Finanzfluss since 2023

Awarded three years in a row in Finanzfluss’s robo-advisor comparison with 4.8 out of 5 stars and the top rating of “very good”.

That's what our customers say

  • Setting up with the Robo is child's play. In my opinion, it's the best method if you want to forget about your investment until you retire and don't want to burn anything in the meantime.

    Alexander R.

  • I previously looked into Gerd Kommer's strategy. I particularly like the simple and meaningful reporting.

    Rudolf H.

  • In my opinion one of the best addresses in Germany when it comes to investments and of course especially ETFs. Serious, down-to-earth and professional shop!

    Tobias G.

  • Worry-free, very lucrative and smart investment method!

    Uwe O.

  • Finally, maximally optimized investing with ETFs, plus very good customer support!

    Bernhard C.

  • Works well & easy. So far the result is consistent with the strategy, I would say.

    Jochen A.

  • Very good, transparent presentation of the development of the portfolio.

    Mr N.

  • Setting up with the Robo is child's play. In my opinion, it's the best method if you want to forget about your investment until you retire and don't want to burn anything in the meantime.

    Alexander R.

  • I previously looked into Gerd Kommer's strategy. I particularly like the simple and meaningful reporting.

    Rudolf H.

  • In my opinion one of the best addresses in Germany when it comes to investments and of course especially ETFs. Serious, down-to-earth and professional shop!

    Tobias G.

  • Worry-free, very lucrative and smart investment method!

    Uwe O.

  • Finally, maximally optimized investing with ETFs, plus very good customer support!

    Bernhard C.

  • Works well & easy. So far the result is consistent with the strategy, I would say.

    Jochen A.

  • Very good, transparent presentation of the development of the portfolio.

    Mr N.
Risk allocation GIF graphically depicting possible portfolios with different stock/bond proportions.

Invest confidently in three steps

1. Determine the type of system

Fill out a short questionnaire about your personal situation and investment goals so that we can determine your risk tolerance.

2. Select risk category

Based on our recommendation, select your desired risk category on the risky-low-risk spectrum from 100/0 to 0/100.

3. Sit back and relax

You will receive an ETF portfolio based on Gerd Kommer's world portfolio concept. We continuously monitor your portfolio and take care of the rebalancing for you.

Learn more

Cost

The costs start at 0.70% (including VAT) per year and decrease to 0.65% from an investment amount of 100,000 euros or to 0.60% from 250,000 euros - that's it. No commissions, no performance fees, no hidden costs.

Learn more
Text graphic with the inscription “from 0.6% p.a.” in dark blue.

How to reach us

If you have any questions about our robo advisor strategy, write us a message or call us.

📱 Phone: +49 89 215 298 12
📫 Email: ed.latipac-remmok-dreg@ecivres
Monday to Friday from 9:00 a.m. to 7:00 p.m

Subscribe to our newsletter to stay informed about new blog posts, the latest Book of the month and news from Gerd Kommer as well as ours  White paper to obtain.

Our regulations apply Privacy Policy.

How to reach us

If you have any questions about our robo advisor strategy, write us a message or call us.

📱 Phone: +49 89 215 298 12
📫 Email: ed.latipac-remmok-dreg@ecivres
Monday to Friday from 9:00 a.m. to 7:00 p.m

Subscribe to our newsletter to stay informed about new blog posts, the latest Book of the month and news from Gerd Kommer as well as ours  White paper to obtain.

Our regulations apply Privacy Policy.