Put your investments on autopilot with Gerd Kommer's Robo Advisor strategy - a form of automated asset management - and focus on the really important things in your life: health, family, friends, hobbies and work.
As soon as a suitable investment strategy has been determined, our Robo Advisor strategy takes care of everything else and you can sit back and relax; we do the work for you. Promised.
At your request, the desired investment amount is automatically deducted from your bank account, invested according to your individual needs for return and risk, and regular rebalancing is carried out to ensure that your portfolio is close enough to its target asset allocation.
If you are not satisfied with our Robo Advisor strategy or you need short-term liquidity due to unplanned circumstances, you can make withdrawals of any amount from your portfolio free of charge at any time.
Open your portfolio completely digitally via the Scalable Capital app or website. You don't need to pick up a pen or print out any forms. You can even carry out personal authentication online.
If you are an investor in the savings phase, an ETF savings plan is particularly suitable for you, with which you can automatically increase your portfolio by the desired savings amount every month, automatically and free of charge. Setup takes just a few clicks.
If you are already in the withdrawal phase, you have the option of having a desired amount paid out from your portfolio each month by bank transfer. Setup takes just a few clicks.
The experienced ETF Robo Advisor strategy automatically selects the best ETFs for you and adjusts the selection over time as better and/or cheaper products become available. This is done based on the ETF expertise of Dr. Gerd Kommer.
Rebalancing is the periodic return of a portfolio to its target asset allocation that becomes unbalanced due to market fluctuations. Our automated Robo Advisor strategy regularly rebalances for you, which can have a positive impact on returns.
We provide you with state-of-the-art reporting that you can view at any time in the Scalable app or website. This means you always have an overview of the performance, weightings and transactions of your portfolio.
Our team of experts is there for you from Monday to Friday from 9 a.m. to 7 p.m.: by phone, chat and email. We endeavor to respond to inquiries within two working days.
With us you get an investment strategy and a portfolio that suits you and your personal needs: We strive for an attractive return on your portfolio for you, given your risk-bearing capacity.
The fees for our Robo Advisor strategy depend on the portfolio value and range between 0.6% and 0.7% per year. In addition, there are product costs of less than 0.2% per year. That's it. No hidden costs.
Deposits (cash balances) of up to EUR 100,000 in the account you open with Scalable Capital Bank are guaranteed by the Federal Republic of Germany as part of the statutory deposit insurance; In addition, he guarantees Deposit protection fund of the Federal Association of German Banks. This protection applies to the cash balances in your clearing account.
The ETFs in your portfolio are not affected by any conceivable economic difficulties of the custodian bank or fund companies. In the event of the insolvency of the custodian bank or a fund company, you have a right to return the assets held by the relevant custodian bank ETF shares, i.e. h. they do not fall into the insolvency estate of the institution concerned.
None of the partners at Scalable Capital have the authority to take ownership of your assets, so your securities would not be affected in the event of our or one of our partners' bankruptcy.
We use the modern IT infrastructure of Scalable capitalto ensure the security of your data. Personal information is always encrypted and stored in a data center within Germany.
The website, servers and apps are regularly updated with the latest security updates. By using cloud infrastructure with several data centers in Frankfurt, continuous system availability can be ensured even in the event of natural disasters or extraordinary load peaks.
With activated 2-factor authentication (“2FA”), as a user of our Robo Advisor strategy, you can safely and conveniently make changes to your personal data (e.g. address or reference account) in the Scalable Capital iOS or Android app at any time.
Your personal data is protected from unauthorized access. They are only transmitted and stored in encrypted form (TSL/SSL).
The system architecture allows access to your data only via authenticated interfaces (API, authentication, SSL, certificate pinning) and from predefined applications and servers. In addition, every access to the database is logged.
You can make a significant contribution to your own security by choosing a secure password made up of letters, numbers and special characters, changing it at regular intervals and not using it on several websites at the same time. Do not share your passwords with anyone.
If you should still find something suspicious about your account, please contact us immediately by telephone (+49 89 215 298 12) or email (ed.latipac-remmok-dreg@ecivres) to our customer service (Monday to Friday from 9:00 a.m. to 7:00 p.m.).
